![]() The best part? Chase lets you pool all your rewards in one account so you can redeem them however you want. You can use the Chase Sapphire Preferred for its perks, bonus categories, and reward flexibility, then the Chase Freedom Unlimited® for its categories and higher rate for non-category purchases. These cards work well together to maximize your rewards. Meanwhile, the Chase Freedom Unlimited® is best for people who want to earn cash back, as well as those who want an introductory APR for purchases and balance transfers.īut you don’t have to decide between the two if you’re in the market for more than one credit card. For example, the Chase Sapphire Preferred is best for relatively big spenders who want more perks and rewards, as well as flexible redemption options. These Credit Cards Can Save You Money on Food DeliveryĬomparing the Chase Sapphire Preferred with the Chase Freedom Unlimited is challenging since both cards can be valuable for different types of people. Read more: Uber Eats and DoorDash Are Expensive. Meanwhile, the Chase Freedom Unlimited® comes with three months of DoorDash DashPass membership, purchase protection and extended warranty coverage. 31, 2024), purchase protection and extended warranties. ![]() The Chase Sapphire Preferred also wins when it comes to general perks, which include Instacart+ membership benefits and statement credits, a $10 monthly statement credit with GoPuff, a DoorDash DashPass subscription (activate by Dec. General perks Winner: Chase Sapphire Preferred® Card Secondary car rental insurance kicks in only if your personal insurance doesn’t cover the full bill. Generally, only top-tier credit cards offer primary rental insurance. Note: Primary rental car insurance lets you file a claim through your credit card company and comes before your personal car insurance policy. These include a $50 annual hotel credit, trip cancellation and interruption insurance worth up to $10,000 per traveler and up to $20,000 per trip, baggage delay insurance worth up to $100 per day for five days (for delays of at least six hours), trip delay reimbursement worth up to $500 per ticket, travel and emergency assistance services, and primary car rental coverage. However, the Chase Sapphire Preferred has a lot more travel benefits. For example, cardholders get trip cancellation and interruption coverage worth up to $1,500 per traveler and up to $6,000 per trip, travel and emergency assistance services, and secondary auto rental coverage. The Chase Freedom Unlimited® comes with several travel-related perks despite the fact it earns cash back instead of flexible travel points. travel and emergency assistance services.trip cancellation/interruption insurance.Redeeming rewards Winner: Chase Sapphire Preferred® Card This can offset any rewards you’ve earned. Overspending can lead to credit card debt and costly interest charges if you can’t pay off your statement balance in full each month. Instead, choose the card that best fits your usual spending. Try not to change your spending to match either card. However, if you spend more on general purchases - those not covered by the card’s bonus categories - the Freedom Unlimited will be more rewarding. ![]() If you spend more on dining and streaming, the Sapphire Preferred will net you more rewards than the Freedom Unlimited. ![]() But both Chase credit cards have generous rewards rates - the right fit for you will come down to your spending habits. The Chase Freedom Unlimited® inches ahead in this category since you earn a higher rewards rate on all non-bonus purchases made with the card (1.5% back versus 1X point earned with the Sapphire Preferred).
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